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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,411 | $125,184-72.5% | $105,607-67.4% | $145,884-76.4% |
| Participation rate | 82.6% | 77.6%+5.0pp | 75.3%+7.3pp | 80.3%+2.3pp |
| Annual return | 21.38% | 225.00%-203.6pp | 116.11%-94.7pp | 551.85%-530.5pp |
| Employer contribution / active EE | $1,400 | $3,720-62.4% | $3,167-55.8% | $4,662-70.0% |
| Participant deferral / active EE | $2,477 | $5,714-56.6% | $5,011-50.6% | $6,690-63.0% |
| Admin fee / account holder | $10,067 | $17,133-41.2% | $10,958-8.1% | $13,392-24.8% |