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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,811 | $166,242-55.0% | $165,071-54.7% | $145,884-48.7% |
| Participation rate | 54.5% | 82.0%-27.5pp | 78.6%-24.1pp | 80.3%-25.8pp |
| Annual return | 13.97% | 100.44%-86.5pp | 70.17%-56.2pp | 551.85%-537.9pp |
| Employer contribution / active EE | $3,716 | $5,283-29.7% | $4,347-14.5% | $4,662-20.3% |
| Participant deferral / active EE | $6,981 | $6,964+0.2% | $6,035+15.7% | $6,690+4.4% |
| Admin fee / account holder | $36 | $16,658-99.8% | $12,695-99.7% | $13,392-99.7% |