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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,811 | $166,089-55.0% | $164,928-54.6% | $145,978-48.8% |
| Participation rate | 54.5% | 82.0%-27.5pp | 78.6%-24.1pp | 80.3%-25.7pp |
| Annual return | 13.97% | 100.26%-86.3pp | 70.08%-56.1pp | 550.52%-536.6pp |
| Employer contribution / active EE | $3,716 | $5,276-29.6% | $4,343-14.4% | $4,662-20.3% |
| Participant deferral / active EE | $6,981 | $6,961+0.3% | $6,034+15.7% | $6,690+4.4% |
| Admin fee / account holder | $36 | $16,641-99.8% | $12,684-99.7% | $13,400-99.7% |