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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,219 | $183,516-52.5% | $155,534-43.9% | $145,884-40.2% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 11.21% | 61.43%-50.2pp | 64.92%-53.7pp | 551.85%-540.6pp |
| Employer contribution / active EE | $5,797 | $5,315+9.1% | $4,675+24.0% | $4,662+24.3% |
| Participant deferral / active EE | $4,886 | $6,467-24.4% | $5,630-13.2% | $6,690-27.0% |
| Admin fee / account holder | $5,600 | $19,293-71.0% | $15,900-64.8% | $13,392-58.2% |