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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,971 | $106,524-76.6% | $152,301-83.6% | $87,485-71.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 24.37% | 26.89%-2.5pp | 80.50%-56.1pp | 26.06%-1.7pp |
| Employer contribution / active EE | $5,571 | $3,371+65.3% | $4,624+20.5% | $2,596+114.6% |
| Participant deferral / active EE | $10,838 | $6,525+66.1% | $8,004+35.4% | $4,274+153.6% |
| Admin fee / account holder | $6,386 | $8,287-22.9% | $14,398-55.6% | $7,775-17.9% |