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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,234 | $160,070-6.1% | $147,117+2.1% | $145,897+3.0% |
| Participation rate | 78.6% | 84.0%-5.5pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 7.97% | 98.69%-90.7pp | 420.54%-412.6pp | 552.29%-544.3pp |
| Employer contribution / active EE | $2,147 | $5,285-59.4% | $4,932-56.5% | $4,663-54.0% |
| Participant deferral / active EE | $12,159 | $8,419+44.4% | $8,065+50.8% | $6,689+81.8% |
| Admin fee / account holder | $22,647 | $15,035+50.6% | $12,993+74.3% | $13,390+69.1% |