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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,234 | $160,040-6.1% | $147,096+2.1% | $145,877+3.0% |
| Participation rate | 78.6% | 84.0%-5.4pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 7.97% | 98.49%-90.5pp | 419.75%-411.8pp | 551.28%-543.3pp |
| Employer contribution / active EE | $2,147 | $5,289-59.4% | $4,936-56.5% | $4,663-54.0% |
| Participant deferral / active EE | $12,159 | $8,429+44.3% | $8,071+50.6% | $6,691+81.7% |
| Admin fee / account holder | $22,647 | $15,050+50.5% | $13,005+74.1% | $13,402+69.0% |