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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,873 | $160,028-67.6% | $147,080-64.7% | $145,884-64.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.87% | 98.60%-91.7pp | 420.17%-413.3pp | 551.85%-545.0pp |
| Employer contribution / active EE | $6,444 | $5,286+21.9% | $4,933+30.6% | $4,662+38.2% |
| Participant deferral / active EE | $3,724 | $8,422-55.8% | $8,066-53.8% | $6,690-44.3% |
| Admin fee / account holder | $661 | $15,030-95.6% | $12,989-94.9% | $13,392-95.1% |