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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,922 | $155,555+97.3% | $146,866+109.0% | $155,188+97.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 9.70% | 115.41%-105.7pp | 102.85%-93.2pp | 148.84%-139.1pp |
| Employer contribution / active EE | $4,673 | $4,647+0.6% | $4,425+5.6% | $4,248+10.0% |
| Participant deferral / active EE | $18,458 | $8,044+129.4% | $7,759+137.9% | $6,531+182.6% |
| Admin fee / account holder | $6,315 | $14,755-57.2% | $13,620-53.6% | $14,480-56.4% |