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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $43,084 |
CL WEALTH MANAGEMENT LLC6 years Service code 27 · EIN 06-1748234 | Advisory (Plan) | $32,062 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $7,442 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,322 | $79,089+30.6% | $100,392+2.9% | $74,459+38.8% |
| Participation rate | 92.6% | 79.4%+13.2pp | 81.5%+11.1pp | 67.2%+25.4pp |
| Annual return | 16.90% | 20.61%-3.7pp | 49.45%-32.6pp | 1369.70%-1352.8pp |
| Employer contribution / active EE | $3,885 | $3,015+28.9% | $3,941-1.4% | $2,626+48.0% |
| Participant deferral / active EE | $15,154 | $7,747+95.6% | $8,090+87.3% | $4,350+248.4% |
| Admin fee / account holder | $328 | $1,336-75.5% | $7,904-95.9% | $1,945-83.1% |