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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,865 | $81,457-37.6% | $103,378-50.8% | $80,911-37.1% |
| Participation rate | 95.5% | 66.8%+28.7pp | 74.5%+21.0pp | 67.6%+27.9pp |
| Annual return | 13.17% | 25.58%-12.4pp | 24.91%-11.7pp | 35.63%-22.5pp |
| Employer contribution / active EE | $16,982 | $3,107+446.5% | $3,870+338.8% | $2,756+516.2% |
| Participant deferral / active EE | $2,853 | $3,871-26.3% | $5,058-43.6% | $4,297-33.6% |
| Admin fee / account holder | $3,419 | $6,717-49.1% | $8,401-59.3% | $6,935-50.7% |