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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,051 | $89,259-56.3% | $107,187-63.6% | $82,637-52.7% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 19.91% | 21.02%-1.1pp | 204.55%-184.6pp | 53.51%-33.6pp |
| Employer contribution / active EE | $2,868 | $3,080-6.9% | $3,782-24.2% | $2,552+12.4% |
| Participant deferral / active EE | $8,817 | $4,037+118.4% | $5,096+73.0% | $4,126+113.7% |
| Admin fee / account holder | $3,914 | $7,381-47.0% | $9,162-57.3% | $7,339-46.7% |