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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,974 | $160,028+98.7% | $147,080+116.2% | $145,884+118.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.69% | 98.60%-83.9pp | 420.17%-405.5pp | 551.85%-537.2pp |
| Employer contribution / active EE | $13,375 | $5,286+153.0% | $4,933+171.1% | $4,662+186.9% |
| Participant deferral / active EE | $15,115 | $8,422+79.5% | $8,066+87.4% | $6,690+125.9% |
| Admin fee / account holder | $1,834 | $15,030-87.8% | $12,989-85.9% | $13,392-86.3% |