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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,974 | $159,978+98.8% | $147,041+116.2% | $145,978+117.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.69% | 98.36%-83.7pp | 419.21%-404.5pp | 550.52%-535.8pp |
| Employer contribution / active EE | $13,375 | $5,288+152.9% | $4,935+171.0% | $4,662+186.9% |
| Participant deferral / active EE | $15,115 | $8,429+79.3% | $8,071+87.3% | $6,690+125.9% |
| Admin fee / account holder | $1,834 | $15,053-87.8% | $13,006-85.9% | $13,400-86.3% |