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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,734 | $71,353+6.1% | $92,805-18.4% | $86,983-12.9% |
| Participation rate | 80.0% | 80.9%-0.9pp | 83.5%-3.5pp | 69.5%+10.5pp |
| Annual return | 32.49% | 44.68%-12.2pp | 31.59%+0.9pp | 25.83%+6.7pp |
| Employer contribution / active EE | $3,641 | $2,468+47.5% | $3,424+6.3% | $2,584+40.9% |
| Participant deferral / active EE | $6,614 | $6,966-5.1% | $8,448-21.7% | $4,194+57.7% |
| Admin fee / account holder | $1,189 | $6,099-80.5% | $10,911-89.1% | $7,856-84.9% |