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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,734 | $77,358-2.1% | $102,184-25.9% | $87,485-13.4% |
| Participation rate | 80.0% | 78.7%+1.3pp | 82.6%-2.6pp | 68.9%+11.1pp |
| Annual return | 32.49% | 41.11%-8.6pp | 31.58%+0.9pp | 26.06%+6.4pp |
| Employer contribution / active EE | $3,641 | $2,562+42.1% | $3,594+1.3% | $2,596+40.3% |
| Participant deferral / active EE | $6,614 | $6,753-2.1% | $8,309-20.4% | $4,274+54.8% |
| Admin fee / account holder | $1,189 | $6,809-82.5% | $11,609-89.8% | $7,775-84.7% |