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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,717 | $114,119+71.5% | $107,187+82.6% | $138,895+40.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 17.15% | 273.21%-256.1pp | 204.55%-187.4pp | 145.39%-128.2pp |
| Employer contribution / active EE | $12,856 | $4,059+216.7% | $3,782+239.9% | $4,194+206.5% |
| Participant deferral / active EE | $12,125 | $5,538+119.0% | $5,096+137.9% | $6,396+89.6% |
| Admin fee / account holder | $6,325 | $10,024-36.9% | $9,162-31.0% | $12,562-49.7% |