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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,717 | $134,817+45.2% | $123,973+57.9% | $155,188+26.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 17.15% | 515.49%-498.3pp | 388.13%-371.0pp | 148.84%-131.7pp |
| Employer contribution / active EE | $12,856 | $4,425+190.5% | $4,126+211.6% | $4,248+202.6% |
| Participant deferral / active EE | $12,125 | $5,706+112.5% | $5,247+131.1% | $6,531+85.7% |
| Admin fee / account holder | $6,325 | $13,245-52.3% | $11,799-46.4% | $14,480-56.3% |