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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,362 | $87,060+69.3% | $105,591+39.6% | $80,911+82.1% |
| Participation rate | 96.3% | 70.4%+25.8pp | 75.3%+21.0pp | 67.6%+28.6pp |
| Annual return | 7.46% | 17.05%-9.6pp | 116.43%-109.0pp | 35.63%-28.2pp |
| Employer contribution / active EE | $3,314 | $2,396+38.3% | $3,166+4.7% | $2,756+20.3% |
| Participant deferral / active EE | $8,977 | $3,986+125.2% | $5,008+79.2% | $4,297+108.9% |
| Admin fee / account holder | $14,078 | $8,442+66.8% | $11,024+27.7% | $6,935+103.0% |