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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,204 | $160,028-52.4% | $147,080-48.2% | $145,884-47.8% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 16.25% | 98.60%-82.4pp | 420.17%-403.9pp | 551.85%-535.6pp |
| Employer contribution / active EE | $1,208 | $5,286-77.2% | $4,933-75.5% | $4,662-74.1% |
| Participant deferral / active EE | $4,352 | $8,422-48.3% | $8,066-46.0% | $6,690-34.9% |
| Admin fee / account holder | $4,302 | $15,030-71.4% | $12,989-66.9% | $13,392-67.9% |