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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,430 | $117,846-75.0% | $102,434-71.3% | $145,884-79.8% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 18.37% | 31.90%-13.5pp | 29.46%-11.1pp | 551.85%-533.5pp |
| Employer contribution / active EE | $1,031 | $3,615-71.5% | $3,023-65.9% | $4,662-77.9% |
| Participant deferral / active EE | $5,389 | $5,733-6.0% | $5,055+6.6% | $6,690-19.4% |
| Admin fee / account holder | $1,102 | $13,356-91.7% | $9,462-88.3% | $13,392-91.8% |