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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,983 | $111,814+172.8% | $103,378+195.0% | $145,978+108.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.91% | 24.80%-11.9pp | 24.91%-12.0pp | 550.52%-537.6pp |
| Employer contribution / active EE | $5,169 | $4,215+22.6% | $3,870+33.5% | $4,662+10.9% |
| Participant deferral / active EE | $10,397 | $5,618+85.1% | $5,058+105.6% | $6,690+55.4% |
| Admin fee / account holder | $1,591 | $9,764-83.7% | $8,401-81.1% | $13,400-88.1% |