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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,493 | $183,516-76.8% | $155,534-72.7% | $145,884-70.9% |
| Participation rate | 52.4% | 82.7%-30.3pp | 78.2%-25.8pp | 80.3%-27.9pp |
| Annual return | 11.47% | 61.43%-50.0pp | 64.92%-53.4pp | 551.85%-540.4pp |
| Employer contribution / active EE | $1,427 | $5,315-73.2% | $4,675-69.5% | $4,662-69.4% |
| Participant deferral / active EE | $2,553 | $6,467-60.5% | $5,630-54.6% | $6,690-61.8% |
| Admin fee / account holder | $845 | $19,293-95.6% | $15,900-94.7% | $13,392-93.7% |