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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA INSTITUTIONAL PLAN SERVICES LL Service code 37 · EIN 04-3516284 | Loan Processing | $72,300 |
SAGEVIEW ADVISORY GROUP, LLC5 years Service code 70 · EIN 33-0818667 | Consulting Fees | $45,000 |
Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 65 · EIN 22-1862786 | Account Maintenance | $20,448 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,210 | $129,159+83.7% | $184,243+28.7% | $77,714+205.2% |
| Participation rate | 96.9% | 87.4%+9.5pp | 86.8%+10.1pp | 70.6%+26.3pp |
| Annual return | 14.67% | 33.22%-18.6pp | 28.82%-14.1pp | 31.26%-16.6pp |
| Employer contribution / active EE | $5,975 | $4,410+35.5% | $6,427-7.0% | $2,727+119.1% |
| Participant deferral / active EE | $10,307 | $7,305+41.1% | $9,132+12.9% | $4,649+121.7% |
| Admin fee / account holder | $553 | $256+116.3% | $13,914-96.0% | $433+27.7% |