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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,734 | $63,809-25.2% | $81,353-41.3% | $80,935-41.0% |
| Participation rate | 83.1% | 63.9%+19.2pp | 69.5%+13.6pp | 67.7%+15.5pp |
| Annual return | 17.31% | 16.37%+0.9pp | 24.82%-7.5pp | 35.66%-18.3pp |
| Employer contribution / active EE | $3,441 | $1,981+73.7% | $2,464+39.7% | $2,757+24.8% |
| Participant deferral / active EE | $5,054 | $3,093+63.4% | $3,885+30.1% | $4,299+17.5% |
| Admin fee / account holder | $349 | $5,686-93.9% | $5,766-93.9% | $6,924-95.0% |