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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,570 | $181,062+64.3% | $158,223+88.1% | $155,188+91.7% |
| Participation rate | 92.9% | 82.7%+10.2pp | 79.2%+13.7pp | 80.8%+12.1pp |
| Annual return | 13.47% | 57.39%-43.9pp | 52.09%-38.6pp | 148.84%-135.4pp |
| Employer contribution / active EE | $7,696 | $4,565+68.6% | $4,109+87.3% | $4,248+81.2% |
| Participant deferral / active EE | $8,971 | $6,134+46.2% | $5,467+64.1% | $6,531+37.4% |
| Admin fee / account holder | $2,415 | $18,825-87.2% | $16,047-84.9% | $14,480-83.3% |