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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,570 | $174,379+70.6% | $152,093+95.6% | $138,895+114.2% |
| Participation rate | 92.9% | 81.6%+11.2pp | 77.8%+15.1pp | 79.9%+12.9pp |
| Annual return | 13.47% | 74.86%-61.4pp | 66.36%-52.9pp | 145.39%-131.9pp |
| Employer contribution / active EE | $7,696 | $4,652+65.4% | $4,175+84.4% | $4,194+83.5% |
| Participant deferral / active EE | $8,971 | $6,159+45.7% | $5,451+64.6% | $6,396+40.3% |
| Admin fee / account holder | $2,415 | $16,880-85.7% | $14,497-83.3% | $12,562-80.8% |