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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,616 | $134,817-55.8% | $123,973-51.9% | $155,188-61.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 17.05% | 515.49%-498.4pp | 388.13%-371.1pp | 148.84%-131.8pp |
| Employer contribution / active EE | $7,053 | $4,425+59.4% | $4,126+70.9% | $4,248+66.0% |
| Participant deferral / active EE | $6,006 | $5,706+5.3% | $5,247+14.5% | $6,531-8.0% |
| Admin fee / account holder | $1,505 | $13,245-88.6% | $11,799-87.2% | $14,480-89.6% |