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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,616 | $114,119-47.8% | $107,187-44.4% | $138,895-57.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 17.05% | 273.21%-256.2pp | 204.55%-187.5pp | 145.39%-128.3pp |
| Employer contribution / active EE | $7,053 | $4,059+73.8% | $3,782+86.5% | $4,194+68.2% |
| Participant deferral / active EE | $6,006 | $5,538+8.5% | $5,096+17.9% | $6,396-6.1% |
| Admin fee / account holder | $1,505 | $10,024-85.0% | $9,162-83.6% | $12,562-88.0% |