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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,609 | $123,155-42.7% | $108,753-35.1% | $155,188-54.5% |
| Participation rate | 91.7% | 75.6%+16.0pp | 71.1%+20.6pp | 80.8%+10.9pp |
| Annual return | 16.99% | 44.73%-27.7pp | 37.47%-20.5pp | 148.84%-131.9pp |
| Employer contribution / active EE | $2,118 | $2,811-24.7% | $2,427-12.7% | $4,248-50.1% |
| Participant deferral / active EE | $5,145 | $4,623+11.3% | $4,115+25.0% | $6,531-21.2% |
| Admin fee / account holder | $1,882 | $12,126-84.5% | $10,320-81.8% | $14,480-87.0% |