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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,531 | $59,440-70.5% | $78,004-77.5% | $82,637-78.8% |
| Participation rate | 100.0% | 62.8%+37.2pp | 69.4%+30.6pp | 68.1%+31.9pp |
| Annual return | 29.69% | 40.24%-10.6pp | 31.07%-1.4pp | 53.51%-23.8pp |
| Employer contribution / active EE | $2,948 | $1,750+68.4% | $2,469+19.4% | $2,552+15.5% |
| Participant deferral / active EE | $5,510 | $3,138+75.6% | $4,092+34.7% | $4,126+33.5% |
| Admin fee / account holder | $351 | $5,504-93.6% | $7,578-95.4% | $7,339-95.2% |