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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,639 | $88,754-36.2% | $81,820-30.8% | $145,877-61.2% |
| Participation rate | 44.4% | 75.1%-30.6pp | 72.4%-27.9pp | 80.3%-35.9pp |
| Annual return | 12.08% | 1031.77%-1019.7pp | 777.93%-765.9pp | 551.28%-539.2pp |
| Employer contribution / active EE | $1,086 | $3,085-64.8% | $2,915-62.7% | $4,663-76.7% |
| Participant deferral / active EE | $2,894 | $4,648-37.7% | $4,323-33.0% | $6,691-56.7% |
| Admin fee / account holder | $1,172 | $8,424-86.1% | $7,391-84.1% | $13,402-91.3% |