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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,989 | $114,119+35.8% | $107,187+44.6% | $138,895+11.6% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 79.9%-19.9pp |
| Annual return | 15.77% | 273.21%-257.4pp | 204.55%-188.8pp | 145.39%-129.6pp |
| Employer contribution / active EE | $1,189 | $4,059-70.7% | $3,782-68.6% | $4,194-71.7% |
| Participant deferral / active EE | $5,348 | $5,538-3.4% | $5,096+5.0% | $6,396-16.4% |
| Admin fee / account holder | $246 | $10,024-97.5% | $9,162-97.3% | $12,562-98.0% |