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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,416 | $114,119-32.2% | $107,187-27.8% | $138,895-44.3% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 79.9%-4.9pp |
| Annual return | 17.71% | 273.21%-255.5pp | 204.55%-186.8pp | 145.39%-127.7pp |
| Employer contribution / active EE | $2,468 | $4,059-39.2% | $3,782-34.7% | $4,194-41.1% |
| Participant deferral / active EE | $4,814 | $5,538-13.1% | $5,096-5.5% | $6,396-24.7% |
| Admin fee / account holder | $21,032 | $10,024+109.8% | $9,162+129.5% | $12,562+67.4% |