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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,241 | $225,673-92.4% | $203,872-91.5% | $155,188-88.9% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 14.05% | 95.91%-81.9pp | 85.11%-71.1pp | 148.84%-134.8pp |
| Employer contribution / active EE | $1,358 | $4,099-66.9% | $3,757-63.9% | $4,248-68.0% |
| Participant deferral / active EE | $1,176 | $6,893-82.9% | $6,388-81.6% | $6,531-82.0% |
| Admin fee / account holder | $541 | $12,327-95.6% | $11,730-95.4% | $14,480-96.3% |