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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,892 | $89,259-54.2% | $107,187-61.9% | $82,637-50.5% |
| Participation rate | 95.1% | 67.9%+27.2pp | 75.0%+20.1pp | 68.1%+27.1pp |
| Annual return | 13.99% | 21.02%-7.0pp | 204.55%-190.6pp | 53.51%-39.5pp |
| Employer contribution / active EE | $5,655 | $3,080+83.6% | $3,782+49.5% | $2,552+121.6% |
| Participant deferral / active EE | $1,135 | $4,037-71.9% | $5,096-77.7% | $4,126-72.5% |
| Admin fee / account holder | $2,640 | $7,381-64.2% | $9,162-71.2% | $7,339-64.0% |