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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,444 | $102,422-75.2% | $147,117-82.7% | $80,959-68.6% |
| Participation rate | 51.0% | 75.9%-24.9pp | 82.2%-31.2pp | 67.7%-16.7pp |
| Annual return | 15.85% | 135.16%-119.3pp | 420.54%-404.7pp | 35.67%-19.8pp |
| Employer contribution / active EE | $1,944 | $3,717-47.7% | $4,932-60.6% | $2,757-29.5% |
| Participant deferral / active EE | $3,608 | $6,652-45.8% | $8,065-55.3% | $4,300-16.1% |
| Admin fee / account holder | $2,732 | $7,953-65.7% | $12,993-79.0% | $6,925-60.6% |