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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,019 | $106,749-58.8% | $145,433-69.7% | $82,448-46.6% |
| Participation rate | 68.0% | 75.6%-7.6pp | 82.1%-14.1pp | 68.1%-0.1pp |
| Annual return | 86.02% | 27.59%+58.4pp | 66.58%+19.4pp | 41.64%+44.4pp |
| Employer contribution / active EE | $8,013 | $3,444+132.6% | $4,554+75.9% | $2,551+214.1% |
| Participant deferral / active EE | $14,648 | $6,519+124.7% | $7,897+85.5% | $4,139+253.9% |
| Admin fee / account holder | $21,678 | $8,390+158.4% | $13,129+65.1% | $7,234+199.6% |