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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,614 | $81,276+260.0% | $155,574+88.1% | $80,925+261.6% |
| Participation rate | 98.2% | 66.2%+32.0pp | 78.2%+20.0pp | 67.7%+30.6pp |
| Annual return | 20.13% | 33.36%-13.2pp | 64.87%-44.7pp | 35.65%-15.5pp |
| Employer contribution / active EE | $12,234 | $3,103+294.3% | $4,676+161.7% | $2,756+343.9% |
| Participant deferral / active EE | $8,130 | $3,453+135.4% | $5,629+44.4% | $4,299+89.1% |
| Admin fee / account holder | $1,713 | $7,993-78.6% | $15,914-89.2% | $6,940-75.3% |