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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,614 | $81,358+259.7% | $155,556+88.1% | $80,959+261.4% |
| Participation rate | 98.2% | 66.3%+32.0pp | 78.2%+20.0pp | 67.7%+30.6pp |
| Annual return | 20.13% | 33.39%-13.3pp | 64.84%-44.7pp | 35.67%-15.5pp |
| Employer contribution / active EE | $12,234 | $3,106+293.8% | $4,675+161.7% | $2,757+343.7% |
| Participant deferral / active EE | $8,130 | $3,455+135.3% | $5,631+44.4% | $4,300+89.0% |
| Admin fee / account holder | $1,713 | $7,994-78.6% | $15,885-89.2% | $6,925-75.3% |