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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,614 | $81,233+260.2% | $155,567+88.1% | $80,874+261.8% |
| Participation rate | 98.2% | 66.2%+32.0pp | 78.2%+20.1pp | 67.6%+30.6pp |
| Annual return | 20.13% | 33.33%-13.2pp | 64.74%-44.6pp | 35.62%-15.5pp |
| Employer contribution / active EE | $12,234 | $3,101+294.6% | $4,674+161.7% | $2,756+344.0% |
| Participant deferral / active EE | $8,130 | $3,452+135.5% | $5,628+44.5% | $4,297+89.2% |
| Admin fee / account holder | $1,713 | $7,998-78.6% | $15,916-89.2% | $6,935-75.3% |