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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,869 | $70,366-87.4% | $66,674-86.7% | $138,895-93.6% |
| Participation rate | 95.5% | 76.2%+19.3pp | 73.7%+21.8pp | 79.9%+15.5pp |
| Annual return | 25.30% | 386.41%-361.1pp | 321.24%-295.9pp | 145.39%-120.1pp |
| Employer contribution / active EE | $1,868 | $2,765-32.4% | $2,620-28.7% | $4,194-55.5% |
| Participant deferral / active EE | $2,079 | $4,374-52.5% | $4,084-49.1% | $6,396-67.5% |
| Admin fee / account holder | $630 | $5,262-88.0% | $5,098-87.6% | $12,562-95.0% |