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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,974 | $77,814+133.9% | $158,223+15.0% | $86,983+109.2% |
| Participation rate | 97.2% | 68.4%+28.8pp | 79.2%+18.0pp | 69.5%+27.7pp |
| Annual return | 15.54% | 30.54%-15.0pp | 52.09%-36.5pp | 25.83%-10.3pp |
| Employer contribution / active EE | $8,999 | $2,592+247.2% | $4,109+119.0% | $2,584+248.2% |
| Participant deferral / active EE | $3,370 | $3,270+3.1% | $5,467-38.3% | $4,194-19.6% |
| Admin fee / account holder | $5,323 | $5,879-9.5% | $16,047-66.8% | $7,856-32.2% |