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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,307 | $183,592-50.8% | $155,574-42.0% | $145,877-38.1% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 10.73% | 61.37%-50.6pp | 64.87%-54.1pp | 551.28%-540.6pp |
| Employer contribution / active EE | $9,477 | $5,317+78.3% | $4,676+102.7% | $4,663+103.2% |
| Participant deferral / active EE | $9,176 | $6,466+41.9% | $5,629+63.0% | $6,691+37.1% |
| Admin fee / account holder | $3,212 | $19,316-83.4% | $15,914-79.8% | $13,402-76.0% |