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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,036 | $110,137-42.8% | $161,149-60.9% | $82,637-23.7% |
| Participation rate | 86.3% | 72.4%+14.0pp | 78.8%+7.5pp | 68.1%+18.3pp |
| Annual return | 20.62% | 20.69%-0.1pp | 21.16%-0.5pp | 53.51%-32.9pp |
| Employer contribution / active EE | $2,240 | $2,856-21.6% | $4,360-48.6% | $2,552-12.2% |
| Participant deferral / active EE | $4,037 | $4,575-11.7% | $6,153-34.4% | $4,126-2.1% |
| Admin fee / account holder | $3,746 | $9,467-60.4% | $15,194-75.3% | $7,339-49.0% |