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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,976 | $114,013-53.5% | $103,693-48.9% | $155,188-65.9% |
| Participation rate | 17.6% | 75.2%-57.6pp | 72.6%-55.0pp | 80.8%-63.2pp |
| Annual return | 16.78% | 49.31%-32.5pp | 47.61%-30.8pp | 148.84%-132.1pp |
| Employer contribution / active EE | $682 | $3,131-78.2% | $2,920-76.6% | $4,248-83.9% |
| Participant deferral / active EE | $2,076 | $4,970-58.2% | $4,579-54.7% | $6,531-68.2% |
| Admin fee / account holder | $1,424 | $8,407-83.1% | $7,858-81.9% | $14,480-90.2% |