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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,976 | $70,366-24.7% | $66,674-20.5% | $138,895-61.9% |
| Participation rate | 17.6% | 76.2%-58.5pp | 73.7%-56.0pp | 79.9%-62.3pp |
| Annual return | 16.78% | 386.41%-369.6pp | 321.24%-304.5pp | 145.39%-128.6pp |
| Employer contribution / active EE | $682 | $2,765-75.3% | $2,620-74.0% | $4,194-83.7% |
| Participant deferral / active EE | $2,076 | $4,374-52.5% | $4,084-49.2% | $6,396-67.5% |
| Admin fee / account holder | $1,424 | $5,262-72.9% | $5,098-72.1% | $12,562-88.7% |