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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,976 | $102,595-48.4% | $94,057-43.7% | $154,746-65.8% |
| Participation rate | 17.6% | 76.0%-58.3pp | 73.3%-55.7pp | 80.7%-63.1pp |
| Annual return | 16.78% | 583.42%-566.6pp | 480.62%-463.8pp | 172.34%-155.6pp |
| Employer contribution / active EE | $682 | $3,147-78.3% | $2,933-76.7% | $4,379-84.4% |
| Participant deferral / active EE | $2,076 | $5,118-59.4% | $4,709-55.9% | $6,730-69.2% |
| Admin fee / account holder | $1,424 | $7,736-81.6% | $7,244-80.3% | $14,365-90.1% |