Retirement plan

NICHOLAS ACADEMIC CENTERS 403(B) RETIREMENT PLAN

Name: HENRY T. NICHOLAS EDUCATION FOUNDATION, INC. - NICHOLAS ACADEMIC CENTERS 403(B) RETIREMENT PLAN (2025) Form 5500
Creator: HENRY T. NICHOLAS EDUCATION FOUNDATION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NICHOLAS ACADEMIC CENTERS 403(B) RETIREMENT PLAN, HENRY T. NICHOLAS EDUCATION FOUNDATION, INC.

HENRY T. NICHOLAS EDUCATION FOUNDATION, INC.EIN 26-1212858Plan #001PY 2025

412 W 4TH ST - SANTA ANA, CA 927014505714-834-0521htnfoundation.orgLinkedIn1-10 employeeseducation management

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$926K

+36.1% from 2024

Total participants

-34.0% from 2024

Average account balance

$28,940

+6.3% from 2024

Annual return

16.17%

+3.45 pp from 2024

Benchmarks

See 1,689 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort1,689 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$926K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$29K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

123.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$146K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.17%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$378

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2L2M2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$12K

$466 / participant

Other / not subdivided$12K100.0%

% of EOY assets

1.308%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$28,940

$51,184-43.5%

$66,439-56.4%

$86,983-66.7%

Participation rate

96.2%

68.5%+27.7pp

74.5%+21.7pp

69.5%+26.6pp

Annual return

16.17%

17.07%-0.9pp

757.66%-741.5pp

25.83%-9.7pp

Employer contribution / active EE

$1,751

$2,023-13.4%

$2,637-33.6%

$2,584-32.2%

Participant deferral / active EE

$3,855

$2,927+31.7%

$3,876-0.5%

$4,194-8.1%

Admin fee / account holder

$378

$4,154-90.9%

$6,173-93.9%

$7,856-95.2%

NICHOLAS ACADEMIC CENTERS 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NICHOLAS ACADEMIC CENTERS 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion