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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,113 | $63,809-35.6% | $81,353-49.5% | $80,935-49.2% |
| Participation rate | 78.0% | 63.9%+14.1pp | 69.5%+8.5pp | 67.7%+10.4pp |
| Annual return | 3.79% | 16.37%-12.6pp | 24.82%-21.0pp | 35.66%-31.9pp |
| Employer contribution / active EE | $5,060 | $1,981+155.4% | $2,464+105.3% | $2,757+83.5% |
| Participant deferral / active EE | $2,951 | $3,093-4.6% | $3,885-24.0% | $4,299-31.4% |
| Admin fee / account holder | $1,017 | $5,686-82.1% | $5,766-82.4% | $6,924-85.3% |