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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,019 | $57,590+0.7% | $86,233-32.7% | $82,448-29.6% |
| Participation rate | 50.0% | 57.9%-7.9pp | 69.0%-19.0pp | 68.1%-18.1pp |
| Annual return | 18.09% | 22.41%-4.3pp | 61.39%-43.3pp | 41.64%-23.6pp |
| Employer contribution / active EE | $2,865 | $1,655+73.1% | $2,504+14.4% | $2,551+12.3% |
| Participant deferral / active EE | $4,269 | $3,080+38.6% | $4,559-6.4% | $4,139+3.1% |
| Admin fee / account holder | $7,818 | $4,730+65.3% | $8,342-6.3% | $7,234+8.1% |