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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,367 | $208,088-47.4% | $186,193-41.3% | $154,746-29.3% |
| Participation rate | 85.7% | 80.0%+5.7pp | 77.1%+8.6pp | 80.7%+5.0pp |
| Annual return | 17.51% | 89.97%-72.5pp | 78.03%-60.5pp | 172.34%-154.8pp |
| Employer contribution / active EE | $2,106 | $4,340-51.5% | $3,918-46.3% | $4,379-51.9% |
| Participant deferral / active EE | $6,868 | $7,078-3.0% | $6,513+5.4% | $6,730+2.0% |
| Admin fee / account holder | $1,039 | $11,698-91.1% | $11,058-90.6% | $14,365-92.8% |