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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,367 | $225,673-51.5% | $203,872-46.4% | $155,188-29.5% |
| Participation rate | 85.7% | 80.3%+5.4pp | 77.8%+7.9pp | 80.8%+4.9pp |
| Annual return | 17.51% | 95.91%-78.4pp | 85.11%-67.6pp | 148.84%-131.3pp |
| Employer contribution / active EE | $2,106 | $4,099-48.6% | $3,757-44.0% | $4,248-50.4% |
| Participant deferral / active EE | $6,868 | $6,893-0.4% | $6,388+7.5% | $6,531+5.2% |
| Admin fee / account holder | $1,039 | $12,327-91.6% | $11,730-91.1% | $14,480-92.8% |