Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,272 | $79,209-80.7% | $102,434-85.1% | $74,459-79.5% |
| Participation rate | 10.5% | 74.8%-64.3pp | 76.5%-66.0pp | 67.2%-56.7pp |
| Annual return | 2.79% | 54.98%-52.2pp | 29.46%-26.7pp | 1369.70%-1366.9pp |
| Employer contribution / active EE | $0 | $2,362-100.0% | $3,023-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $413 | $4,417-90.7% | $5,055-91.8% | $4,350-90.5% |
| Admin fee / account holder | $1,072 | $2,002-46.4% | $9,462-88.7% | $1,945-44.9% |