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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,892 | $99,380+45.8% | $90,312+60.4% | $155,188-6.6% |
| Participation rate | 75.0% | 77.3%-2.3pp | 72.9%+2.1pp | 80.8%-5.8pp |
| Annual return | 20.66% | 19.35%+1.3pp | 18.90%+1.8pp | 148.84%-128.2pp |
| Employer contribution / active EE | $7,108 | $2,390+197.4% | $2,243+217.0% | $4,248+67.3% |
| Participant deferral / active EE | $18,059 | $4,212+328.8% | $3,749+381.7% | $6,531+176.5% |
| Admin fee / account holder | $859 | $9,766-91.2% | $8,248-89.6% | $14,480-94.1% |