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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $35,483 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,933 | $122,219-21.5% | $147,096-34.8% | $199,921-52.0% |
| Participation rate | 97.2% | 78.3%+18.9pp | 82.2%+15.0pp | 72.0%+25.1pp |
| Annual return | 27.12% | 30.59%-3.5pp | 419.75%-392.6pp | 34.28%-7.2pp |
| Employer contribution / active EE | $4,480 | $4,096+9.4% | $4,936-9.2% | $3,035+47.6% |
| Participant deferral / active EE | $20,239 | $8,503+138.0% | $8,071+150.8% | $5,089+297.7% |
| Admin fee / account holder | $8 | $179-95.3% | $13,005-99.9% | $269-96.9% |