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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,296 | $69,118-90.9% | $53,647-88.3% | $138,895-95.5% |
| Participation rate | 75.0% | 64.0%+11.0pp | 56.3%+18.7pp | 79.9%-4.9pp |
| Annual return | 24.80% | 248.26%-223.5pp | 358.33%-333.5pp | 145.39%-120.6pp |
| Employer contribution / active EE | $1,010 | $1,189-15.1% | $962+5.0% | $4,194-75.9% |
| Participant deferral / active EE | $1,113 | $2,274-51.1% | $1,813-38.6% | $6,396-82.6% |
| Admin fee / account holder | $1,026 | $2,724-62.3% | $2,460-58.3% | $12,562-91.8% |