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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,631 | $88,778+350.1% | $81,844+388.3% | $145,884+173.9% |
| Participation rate | 40.0% | 75.1%-35.1pp | 72.4%-32.4pp | 80.3%-40.3pp |
| Annual return | 21.76% | 1033.03%-1011.3pp | 778.87%-757.1pp | 551.85%-530.1pp |
| Employer contribution / active EE | $11,057 | $3,087+258.2% | $2,916+279.1% | $4,662+137.2% |
| Participant deferral / active EE | $9,256 | $4,648+99.1% | $4,323+114.1% | $6,690+38.4% |
| Admin fee / account holder | $109,347 | $8,430+1197.1% | $7,355+1386.6% | $13,392+716.5% |