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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,338 | $107,809-45.0% | $97,032-38.8% | $155,188-61.8% |
| Participation rate | 41.2% | 75.5%-34.3pp | 71.6%-30.4pp | 80.8%-39.6pp |
| Annual return | 7.20% | 38.06%-30.9pp | 35.38%-28.2pp | 148.84%-141.6pp |
| Employer contribution / active EE | $792 | $2,911-72.8% | $2,629-69.9% | $4,248-81.3% |
| Participant deferral / active EE | $3,056 | $5,129-40.4% | $4,672-34.6% | $6,531-53.2% |
| Admin fee / account holder | $2,741 | $10,717-74.4% | $9,418-70.9% | $14,480-81.1% |