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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,605 | $212,386-71.9% | $199,883-70.2% | $138,895-57.1% |
| Participation rate | 90.9% | 87.4%+3.5pp | 86.8%+4.1pp | 79.9%+11.0pp |
| Annual return | 18.96% | 47.75%-28.8pp | 43.81%-24.9pp | 145.39%-126.4pp |
| Employer contribution / active EE | $1,805 | $6,625-72.7% | $6,261-71.2% | $4,194-57.0% |
| Participant deferral / active EE | $6,642 | $9,617-30.9% | $9,138-27.3% | $6,396+3.8% |
| Admin fee / account holder | $1,174 | $18,233-93.6% | $17,268-93.2% | $12,562-90.7% |