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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,267 | $77,814-26.4% | $158,223-63.8% | $86,983-34.2% |
| Participation rate | 91.9% | 68.4%+23.5pp | 79.2%+12.7pp | 69.5%+22.4pp |
| Annual return | 14.88% | 30.54%-15.7pp | 52.09%-37.2pp | 25.83%-11.0pp |
| Employer contribution / active EE | $0 | $2,592-100.0% | $4,109-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $7,199 | $3,270+120.2% | $5,467+31.7% | $4,194+71.7% |
| Admin fee / account holder | $2,390 | $5,879-59.3% | $16,047-85.1% | $7,856-69.6% |