Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,613 | $74,535-49.5% | $100,712-62.7% | $82,637-54.5% |
| Participation rate | 13.5% | 61.2%-47.7pp | 69.3%-55.8pp | 68.1%-54.6pp |
| Annual return | 5.67% | 18.92%-13.3pp | 33.27%-27.6pp | 53.51%-47.8pp |
| Employer contribution / active EE | $0 | $1,503-100.0% | $2,313-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $853 | $3,074-72.3% | $4,085-79.1% | $4,126-79.3% |
| Admin fee / account holder | $7,137 | $6,576+8.5% | $9,256-22.9% | $7,339-2.8% |