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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,415 | $156,398+137.5% | $147,318+152.1% | $138,895+167.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.73% | 78.75%-63.0pp | 70.43%-54.7pp | 145.39%-129.7pp |
| Employer contribution / active EE | $22,712 | $4,853+368.0% | $4,593+394.5% | $4,194+441.5% |
| Participant deferral / active EE | $24,017 | $8,237+191.6% | $7,906+203.8% | $6,396+275.5% |
| Admin fee / account holder | $2,486 | $14,976-83.4% | $13,708-81.9% | $12,562-80.2% |